Rental Home Insurance in California
Posted in Acenr @ Tue, 03 Jun 2008 10:03:21 -0400
Are you a homeowner that rents out your home to tenants? When was the
last time that you reviewed your home insurance policy to make sure
that it is up to date?
Being a landlord in California can be very rewarding, especially with
brining in a nice stream of income. However, it’s important to protect
your great investment and assets by having the right home insurance
coverage and policy. Check with your local California Insurance agent
to on an annual basis to help make recommendations. Have you made any
improvements to your rental house? Have you made any additions to your
home? When you have a rental house, it’s important to have the right affordable home insurance policy
to protect your house. Each home insurance company has slightly
different terms for this type of home insurance policy. Some call this
a landlord insurance policy or rental home insurance policy.
This type of home insurance policy differs from a primary residence
insurance policy in that it is designed for a tenant occupied rental
house. You can choose the amount of personal property coverage.
Depending on if you keep your house furnished or not you will want to
adjust this coverage accordingly. The premium for a rental dwelling
insurance policy is usually lower than a homeowner’s policy. After you
review your home insurance quote you
should compare it to your existing policy. It’s is always very
important to read your complete insurance policy including all
endorsements and coverage limitations.
Some insurance company’s give you a multi-policy discount by having
your home and your rental house insured with the same insurance
company. Check with your local San Diego insurance agent
to make sure that you are getting all of the money saving discounts
that you deserve. If your affordable home insurance agent is helpful in
answering your questions, why not ask them to help with your auto
insurance. By having your car insurance and home insurance with the
same company, you may be able to save and get discounts on both your
home and your car insurance. Call your agent today and take the steps
to protect your home.
Tags: Acenr